HSBC - description of the lender

Company

Credit cards from HSBC enable customers to transact anywhere and anytime. HSBC provides convenience and convenience for customers with various benefits and benefits in one card. If you are making a purchase transaction with an HSC credit card, you can apply for an installment program with a low interest rate.

Interest

nterest Rate (per month) 2.25%
Interest Rate (per year) 30.6%

Representative example

Main Card: 21-65 years old
Additional cards: 17-65 years old

Age restriction

Aged between 21 and 60 years.

Requirements

- Aged between 21 and 60 years old.
- HSBC can only process online for applicants who live in the city: Jabodetabek, Bandung, Medan, Semarang and Surabaya.
- An active credit card from any bank.
- In the last 6 months, credit card submissions have never been denied.
- Minimum combined gross income Rp.60.000.000

Documents

- KTP (Indonesian Citizenship)
- Passport and Kitas (WNA)
- Income Document (photo )
- NPWP documents

Important information

- Annual Fee of Main Card: Rp.300.000
- Additional card: Rp.130.000
- Cash withdrawal fees: 5% of total cash withdrawal or at least Rp 50,000
- Late fees: 3% of total bill or a maximum of Rp 150,000
- Card Replacement Charges Rp. 50,000

Benefits

- Cashback up to Rp. 250K for expenditure in Group MAP
- Enjoy HSBC credit card promo in over 500 merchants.
- Bestpay to convert the transaction into a light installment
- Free access to various Airport Lounges in Indonesia by redeeming 22,500 Point HSBC Rewards ward point that can be used for Pay with Point Merchants & at certain Airport Lounge