HSBC - description of the lender

Company

Credit cards from HSBC enable customers to transact anywhere and anytime. HSBC provides convenience and convenience for customers with various benefits and benefits in one card. If you are making a purchase transaction with an HSC credit card, you can apply for an installment program with a low interest rate.

Interest

Interest Rate (per month) 2.25%
Interest Rate (per year) 30.6%

Requirements

- Aged between 21 and 60 years old.
- HSBC can only process online for applicants who live in the city: Jabodetabek, Bandung, Medan, Semarang and Surabaya.
- An active credit card from any bank.
- In the last 6 months, credit card submissions have never been denied.
- Minimum combined gross income Rp.120.000.000

Documents

- KTP (Indonesian Citizenship)
- Passport and Kitas (WNA)
- Income Document (photo )
- NPWP documents

Important information

- Annual Fee of Main Card: Rp.750.000
- Additional card: Rp.300.000
- Cash withdrawal fees: 3% of total cash withdrawal or Rp 100,000
- Late fees: 3% of total bill or a maximum of Rp 150,000
- Card Replacement Charges Rp. 50,000

Benefits

Travel:
- Travel Protection Insurance up to 1 billion Rp.
- Protect cardholders, spouses and children under 23 for flight delays over 3 hours up to 7 million Rp., connection failures over 3 hours up to 7 million Rp., with maximum family protection up to 14 million Rp.each, delay Baggage over 6 hours to 7 million Rp., baggage loss of more than 48 hours up to 30 million Rp.. Protection for cardholders & spouse 100% while child25%
- Airport lounge facility with exchanges of 20,000 points.

Shopping:
-Redemption Bonus Points Rewards include up to 20% discount on 500++ merchants, and airport lounges.

AirMile:
- Protects for loss or damage of goods up to 150 million rupiah per incident, maximum protection per item up to 50 million rupiah purchased within 30 days from date of purchase, covering domestic and foreign