HSBC - description of the lender

Company

Credit cards from HSBC enable customers to transact anywhere and anytime. HSBC provides convenience and convenience for customers with various benefits and benefits in one card. If you are making a purchase transaction with an HSC credit card, you can apply for an installment program with a low interest rate.

Interest

Interest Rate (per month) 2.95%
Interest Rate (per year) 41.7%

Age restriction

Main Card: 21-65 years old
Additional cards: 17-65 years old

Requirements

- Aged between 21 and 60 years old.
- HSBC can only process online for applicants who live in the city: Jabodetabek, Bandung, Medan, Semarang and Surabaya.
- An active credit card from any bank.
- In the last 6 months, credit card submissions have never been denied.
- Minimum combined gross income Rp.240.000.000

Documents

- KTP (Indonesian Citizenship)
- Passport and Kitas (WNA)
- Income Document (photo )
- NPWP documents

Important information

- Annual Fee of Main Card: Rp.1,000,000
- Additional card: Rp.500.000
- Cash withdrawal fees: 3% of total cash withdrawal or at least Rp 100,000
- Late fees: 3% of total bill or a maximum of Rp 150,000
- Card Replacement Charges Rp. 50,000

Benefits

- Competitive foreign exchange rate for all transactions abroad, including online transactions.
- 4x Rewards Point for transactions in the dining and travel category, 2x Rewards Point for overseas transactions.
- The Rewards Point redemption option is a FREE flight ticket with selected freighter from free frequent flyer or overnight in more than 50 hotels spread over Asia Pacific.
- Convenience at airports around the world with exclusive access to 700+ airport lounges and FREE airport lounge access in 7 major cities in Indonesia.
- 27,000+ offers worldwide by HSBC home & Away program.

Special deals in 1500+ outlets throughout the year:
- Discount up to 50% at restaurants, cocktail bars, health and beauty centers
- 10% year-round discount in selected leading fashion brands
- Up to 50% off and 0% 3 month installments for your vacation
- Installment 0% to 24 months for household and electronic product needs