Best Loans in Indonesia in 2018!

Standard Chartered Bank - description of the lender

Loan amount

Rp5.000.000 - Rp300.000.000

Loan term

12 - 60 months

Interest

Rp5.000.000 - Rp50.000.000: 1,59%/ month
Rp50.000.001 - Rp125.000.000: 1,29%/ month
Rp125.000.001 - Rp300.000.000: 0,98%/ month

Maximum annual interest interest rate: 19.08%

Age restriction

21 - 60 years old

Requirements

  • - You must be at least 21;
  • - Have a steady income;
  • - Indonesian citizen;
  • - Minimum working period at least 2 years;
  • - You must have a minimum net income of Rp 96 million / year or more.

Documents

- Photocopy of ID / Passport
- Photocopy of NPWP
- Copy of Credit Card from Other Bank
- Copy of Savings Account
- Copy of Employee Identity Credit Card
- Photocopy of Personal Tax ID Number (SPT PPh 21)

Important information

Rates & Fees

Late payment: Rp. 225,000 or 6% of monthly installments
Annual Fee: 3.5% of the approved loan (year 1), year 2 till 5: Rp 150.000 per year

Office hours

Mon-Fri 9:00 - 17:00

Additional information

Customer Contact Center: (021) 57 9999 88, 68000

Tel: (021) 2256 1888
Email: cs@cermati.com

Other offers

Minimum loan amount
Rp5.000.000
Maximum loan amount
Rp300.000.000
Minimum loan term
12 months
Maximum loan term
60 months
APR
11.76 - 20.28 %
Minimum age
21 year
Loan granting
Excellent
Online application
Apply Now sc.com
Requirements:
  • - You must be at least 21;
  • - Have a steady income;
  • - Indonesian citizen;
  • - Minimum working period at least 2 years;
  • - You must have a minimum net income of Rp 96 million / year or more.
Representative example: Loan amount: Rp5.000.000 - Rp50.000.000, Loan term: 12-60 months, Maximum APR 19.08%
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
Rp20.000.000
Maximum loan amount
Rp200.000.000
Minimum loan term
12 months
Maximum loan term
36 months
APR
11.4 - 15.48 %
Minimum age
21 year
Loan granting
Excellent
Online application
Apply Now dbs.com
Requirements:
  • - You must be at least 21;
  • - Have a steady income;
  • - Indonesian citizen;
  • - Permanent employee with minimum 2 years working period or previous work experience in 2 years;
  • - Not included in BI blacklist;
  • - Minimum income Rp. 6 million/ month.
Representative example:Loan amount: Rp20.000.000, Loan term: 12 months, Monthly installment: Rp1.924.667, Total amount payable: Rp23.096.004, APR: 15.48% (1.29% per month)
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
Rp2.000.000
Maximum loan amount
Rp20.000.000
Minimum loan term
6 months
Maximum loan term
20 months
APR
36 - 72 %
Minimum age
21 year
Loan granting
Good
Online application
tunaiku.com
Requirements:
  • - You must be at least 21;
  • - Have a steady income;
  • - Indonesian citizen;
  • - Minimum working period of 3 months;
  • - You must be able to be contacted (either via the address of residence or office) in Jakarta, Surabaya, Gresik, Sidoarjo.
Representative example: Loan amount: Rp. 2000, Loan term: 6 months, Monthly payment: Rp. 482.985, Total amount payable: 2897.91, APR: 3 % per month
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
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