Interest
Rp5.000.000 - Rp50.000.000: 1,59%/ month
Rp50.000.001 - Rp125.000.000: 1,29%/ month
Rp125.000.001 - Rp300.000.000: 0,98%/ month
Maximum annual interest interest rate: 19.08%
Age restriction
21 - 60 years old
Requirements
- - You must be at least 21;
- - Have a steady income;
- - Indonesian citizen;
- - Minimum working period at least 2 years;
- - You must have a minimum net income of Rp 96 million / year or more.
Documents
- Photocopy of ID / Passport
- Photocopy of NPWP
- Copy of Credit Card from Other Bank
- Copy of Savings Account
- Copy of Employee Identity Credit Card
- Photocopy of Personal Tax ID Number (SPT PPh 21)
Important information
Rates & Fees
Late payment: Rp. 225,000 or 6% of monthly installments
Annual Fee: 3.5% of the approved loan (year 1), year 2 till 5: Rp 150.000 per year
Office hours
Mon-Fri 9:00 - 17:00
Additional information
Customer Contact Center: (021) 57 9999 88, 68000
Tel: (021) 2256 1888
Email: cs@cermati.com